Payments
Your Stripe account, your money, your payout schedule
Guests who book direct pay by card through your own Stripe account. Hostibly takes 0% commission and never holds funds: the payment settles from Stripe to your bank on Stripe's normal payout schedule, and the booking lands in your calendar with its tax invoice already issued.
Payments on your site, calendars synced to every channel
- No FeesDirect bookings go straight to your own Stripe account
- Unified calendarSee all your bookings and track cleaning tasks in one place
- UnlimitedConnect as many calendars to your listings as you want
Who holds the money, and when you get it
| Where the guest pays | Who holds the funds | When it reaches your bank | Platform fee | Card processing |
|---|---|---|---|---|
| Your Hostibly site | Stripe, on your account | Stripe's payout schedule | 0% | 2.9% + 30¢ |
| Airbnb | Airbnb | Released around check-in | 15.5% | Inside the platform fee |
| Vrbo | Vrbo's payment platform | Released around check-in | 5% | About 3% |
| Booking software with built-in payments | The vendor's processor | Their payout policy | Varies, often per booking | The vendor's rate |
Follow one payment
Airbnb
Guest pays
$2,400.00
The same booking subtotal on Airbnb.
Airbnb takes
$372.00
15.5% single host fee.
Payment processing
Included
Included inside the Airbnb host fee.
Your bank receives
$2,028.00
After the Airbnb host fee.
Hostibly
Guest pays
$2,400.00
Card payment at checkout on your booking site.
Stripe processes
$69.90
2.9% plus 30 cents, standard US pricing.
Hostibly takes
$0.00
No commission, no payment fee, no cut.
Your bank receives
$2,330.10
Settles on Stripe's payout schedule.
Extra from the same booking
+$302.10
What payments in Hostibly include
- Your Stripe account, connected
- Every booking charges a card on your own Stripe account, visible any time in your own Stripe dashboard.
- 0% commission, always
- No Hostibly booking fee and no cut of the payout. Your cost is Stripe processing, with nothing stacked on top.
- Payouts to your bank
- Money settles from Stripe straight to your bank account. We never hold it, pool it or delay it.
- Automatic tax invoices
- The invoice with your business details issues and sends itself the moment the payment lands.
- A payment record per guest
- Every direct guest lands in your CRM with their booking history and full contact details attached.
- Payments trigger the operation
- A paid booking blocks the dates on Airbnb, Vrbo and Booking.com, and can create the cleaning task automatically.
Taking card payments, set up with you
Our setup team does the wiring during onboarding, so you are not reading processor documentation at 11pm. If you already have a Stripe account, this is the fastest part of the build.
- 1
Connect your Stripe account
Use the Stripe account you already run, or open a new one in minutes. Our team connects it to your booking site and checks the checkout flow end to end with you.
- 2
Take a card payment
A guest books on your site and pays by card at checkout. The payment appears in your Stripe dashboard under your account name, not ours.
- 3
Get paid, minus nothing extra
Stripe settles the money to your bank account on its normal payout schedule. Hostibly takes 0% commission, so the only cost is Stripe's processing.
Hosts keeping more of every booking
We've booked over $50k directly through our website in eight months with Hostibly. Unsurprisingly, local businesses love booking directly because our prices are better, and we offer discounts for longer stays.
BrandonProperty Manager and CohostHostibly has made running my business a lot easier. The cleaner scheduling especially saves me a ton of time. Direct bookings have also helped me keep more repeat customers. It's nice not losing money to fees.
Daniel KingmaSuper HostI was a bit skeptical at first, but the setup service from Hostibly really delivered. All 14 listings were live in less than a month, and now my site genuinely reflects my brand and style.
Amy MorrisCohost
Payment questions
Need help? Contact us here
- How much does Hostibly charge to process payments?
- Nothing per booking. Hostibly takes 0% commission and no payment fee on direct bookings. Your only cost is the processing Stripe charges, which is 2.9% plus 30 cents on their standard US pricing, and your actual rate depends on your Stripe account. For context, Airbnb has charged US hosts a 15.5% service fee since October 2025, and Vrbo works out to about 8% once you count its 5% commission plus roughly 3% processing.
- Do I need my own Stripe account?
- Yes, and that is the point. Payments run on a Stripe account in your name, so the money, the payout schedule and the full payment history belong to you. If you already use Stripe for another business, connect that same account.
- Does Hostibly hold my money at any point?
- No. Hostibly never holds, pools or touches guest payments. The card payment is processed by Stripe and settles from Stripe to your bank account. If you ever close your Hostibly account, your Stripe account and its records stay yours.
- When do payouts reach my bank account?
- On Stripe's payout schedule, which you control in your Stripe settings. Stripe holds the first payout on a new account for 7 to 14 days while it verifies the business, then pays out on the schedule you choose. Hostibly adds no delay on top, because we are not in the payment path.
- Can I use Stripe for my Airbnb and Vrbo bookings too?
- No. Airbnb and Vrbo process payments on their own platforms and release host payouts after check-in. Your Stripe account through Hostibly handles the bookings guests make on your own site. The two run side by side: OTA money arrives through the OTA, direct money arrives through Stripe.
- What happens with refunds and chargebacks?
- They are handled in Stripe, in your account, by you. Because the payment ran on your Stripe account rather than ours, a refund or a card dispute lands in your own Stripe dashboard and follows Stripe's normal process. The booking record in Hostibly reflects the payment status.
- Is Stripe a safe way to take vacation rental payments?
- Stripe is the processor most of this industry already runs on. Lodgify, Uplisting and Guesty all integrate it, and Stripe publishes its own guide to vacation rental payment processing. Guests type card details into Stripe's checkout, and Stripe handles the card data from there.
Keep the whole payout.
Start your 14 day free trial of the Team plan. No card required, and our team connects your Stripe account and booking site with you.